25 Foolproof Ways to Guarantee Financial INsecurity

  1. Purchase new cars every two years or when you need a new image.
  2. Purchase only “designer” clothes and other expensive merchandise that you hope will give you a better image.
  3. Don’t wait to purchase something. Buy it now on credit so you can pay the purchase price plus the interest. Don’t bother to figure out what your ultimate cost will be. It might scare you.
  4. Eat out as often as possible in the most expensive restaurants. Don’t add up what you spend on food and drinks in a month.
  5. Don’t have an emergency fund or crisis fund to use when things go wrong.
  6. Spend all your free time watching sports, television, listening to music, and playing video games. Do noteducate yourself about finances because we all know it is really boring.
  7. Don’t save money when you are young. Saving is for old people.
  8. Don’t bother to balance your checkbook. The bank will let you know if there is a problem.
  9. Always buy the newest model of anything so you can always pay full price or premium price.
  10. Buy the biggest house you can find.
  11. Buy anything you want with your magic charge card. Get lots of them.
  12. Be sure to pay attention to commercials. They are great guides on what to buy.
  13. If you ever get some extra money, be sure to immediately use it as a down payment on some stuff you really, really want.
  14. Don’t try to distinguish between your “needs” and your “wants.” If you want it, buy it.
  15. Do everything to “keep up with your neighbors.” Wow, see that new car in their driveway?
  16. Only the best stuff is good enough for you. Don’t be selfish; also buy the most expensive gifts for your family and friends. That way you know they will love you
  17. Never consider spending less. More and bigger is always best. Just think about where you can get more money.
  18. Even if you don’t have much money, spend it on expensive stuff so people will think you have lots of money.
  19. Buy stuff on price and looks. Don’t bother with quality, durability, repair records, safety and other factors of the ultimate costs.
  20. Don’t make a financial plan. If you don’t have a plan, then your plan can’t fail.
  21. Don’t concern yourself with the difference between “price” and “cost.”
  22. Have lots of dogs, cats, horses and other high upkeep animals.
  23. Always hire someone to do work that you don’t want to do or don’t want to take the time to do.
  24. Remember that when you buy that next thing, then you will be happy.
  25. “If it is too good to be true,” buy it or invest in it.

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